1. You are receiving threatening letters from creditors or suppliers
2. You have VAT or PAYE arrears
3. Your bank is bouncing cheques
4. You can’t sleep at night because of unmanageable credit card bills
5. You have CCJ’s
6. Mortgage arrears are putting your home at risk
7. Threat of bankruptcy or liquidation is affecting your health, family or business.
Gary Pettit and Gavin Bates are licensed to act in the United Kingdom as an Insolvency Practitioner by the Institute of Chartered Accountants in England and Wales.